Introduction
First Gen Lending LLC, doing business as First Gen Loans, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website or apply for a loan with us.
Information We Collect
We collect the following types of information: information you provide directly such as your name, address, date of birth, Social Security number or ITIN, employment information, and income details; information we collect automatically such as your IP address, browser type, and pages visited when you use our website; and information from third parties such as credit bureaus, identity verification providers, income verification services, and bank account data providers used to evaluate your loan application.
How We Use Your Information
We use your information to process your loan application, verify your identity, evaluate your creditworthiness, communicate with you about your application and loan, comply with applicable legal and regulatory requirements, and improve our products and services.
How We Share Your Information
We do not sell your personal information. We may share your information with service providers who help us operate our business and process your loan application, credit bureaus to report your payment history, regulatory authorities as required by applicable law, and third parties with your explicit consent.
Your Rights
You have the right to access, correct, or request deletion of your personal information. You also have the right to opt out of certain data sharing practices. To exercise any of these rights, please contact us at info@firstgenloans.com. We will respond to your request within a reasonable timeframe.
Data Security
We take the security of your personal information seriously. We partner with industry-leading vendors who maintain rigorous information security standards to keep your data protected. We implement appropriate technical and organizational safeguards against unauthorized access, disclosure, or misuse of your information. As with any internet-based service, we encourage you to take steps to protect your personal information online.
Contact Us
If you have any questions about this Privacy Policy or how we handle your personal information, please contact us at:
First Gen Lending LLC DBA First Gen Loans
NMLS ID #2831090
info@firstgenloans.com
Monday through Friday, 9:00 AM to 5:00 PM CST