{"id":7,"date":"2026-04-16T23:10:29","date_gmt":"2026-04-17T05:10:29","guid":{"rendered":"https:\/\/firstgenloans.com\/?page_id=7"},"modified":"2026-05-06T16:48:20","modified_gmt":"2026-05-06T22:48:20","slug":"how-it-works","status":"publish","type":"page","link":"https:\/\/firstgenloans.com\/es\/how-it-works\/","title":{"rendered":"C\u00f3mo Funciona"},"content":{"rendered":"<style>.kb-row-layout-id7_91a1c7-39 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7_91a1c7-39 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7_91a1c7-39 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id7_91a1c7-39{background-color:#f5a623;}.kb-row-layout-id7_91a1c7-39 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id7_91a1c7-39 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id7_91a1c7-39 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id7_91a1c7-39 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column7_e22dd5-32 > .kt-inside-inner-col,.kadence-column7_e22dd5-32 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7_e22dd5-32 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7_e22dd5-32 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7_e22dd5-32 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7_e22dd5-32 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7_e22dd5-32{position:relative;}@media all and (max-width: 1024px){.kadence-column7_e22dd5-32 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7_e22dd5-32 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7_e22dd5-32\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7_d126fd-cc, .wp-block-kadence-advancedheading.kt-adv-heading7_d126fd-cc[data-kb-block=\"kb-adv-heading7_d126fd-cc\"]{text-align:center;font-size:14px;font-weight:700;font-style:normal;color:#1a1a2e;}.wp-block-kadence-advancedheading.kt-adv-heading7_d126fd-cc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_d126fd-cc[data-kb-block=\"kb-adv-heading7_d126fd-cc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_d126fd-cc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_d126fd-cc[data-kb-block=\"kb-adv-heading7_d126fd-cc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_d126fd-cc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_d126fd-cc\">We are currently in our pre-launch phase and will begin accepting applications upon receiving our Illinois CILA license. Submit your information below to join our waitlist and be among the first to apply.<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id7_5fecbd-df > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7_5fecbd-df > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7_5fecbd-df > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id7_5fecbd-df{background-color:#0d6b6e;}.kb-row-layout-id7_5fecbd-df > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id7_5fecbd-df > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id7_5fecbd-df > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id7_5fecbd-df alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column7_1c5952-2b > .kt-inside-inner-col,.kadence-column7_1c5952-2b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7_1c5952-2b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7_1c5952-2b > .kt-inside-inner-col{flex-direction:column;}.kadence-column7_1c5952-2b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7_1c5952-2b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7_1c5952-2b{position:relative;}@media all and (max-width: 1024px){.kadence-column7_1c5952-2b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7_1c5952-2b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7_1c5952-2b\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7_8b54ea-f9, .wp-block-kadence-advancedheading.kt-adv-heading7_8b54ea-f9[data-kb-block=\"kb-adv-heading7_8b54ea-f9\"]{text-align:center;font-size:46px;font-weight:700;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7_8b54ea-f9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_8b54ea-f9[data-kb-block=\"kb-adv-heading7_8b54ea-f9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_8b54ea-f9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_8b54ea-f9[data-kb-block=\"kb-adv-heading7_8b54ea-f9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_8b54ea-f9 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading7_8b54ea-f9\">How It Works<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_3c4187-6d, .wp-block-kadence-advancedheading.kt-adv-heading7_3c4187-6d[data-kb-block=\"kb-adv-heading7_3c4187-6d\"]{text-align:center;font-size:18px;font-style:normal;color:#f4f7f6;}.wp-block-kadence-advancedheading.kt-adv-heading7_3c4187-6d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_3c4187-6d[data-kb-block=\"kb-adv-heading7_3c4187-6d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_3c4187-6d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_3c4187-6d[data-kb-block=\"kb-adv-heading7_3c4187-6d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_3c4187-6d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_3c4187-6d\">Getting an auto loan with First Gen Loans is simple, fast, and designed with you in mind. Here is exactly what to expect from start to finish.<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id7_8be6f2-c6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7_8be6f2-c6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7_8be6f2-c6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id7_8be6f2-c6{background-color:#f4f7f6;}.kb-row-layout-id7_8be6f2-c6 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id7_8be6f2-c6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id7_8be6f2-c6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id7_8be6f2-c6 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column7_7effe8-de > .kt-inside-inner-col,.kadence-column7_7effe8-de > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7_7effe8-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7_7effe8-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column7_7effe8-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7_7effe8-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7_7effe8-de{position:relative;}@media all and (max-width: 1024px){.kadence-column7_7effe8-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7_7effe8-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7_7effe8-de\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7_de2d17-b9, .wp-block-kadence-advancedheading.kt-adv-heading7_de2d17-b9[data-kb-block=\"kb-adv-heading7_de2d17-b9\"]{text-align:left;font-size:14px;font-weight:700;font-style:normal;color:#f5a623;}.wp-block-kadence-advancedheading.kt-adv-heading7_de2d17-b9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_de2d17-b9[data-kb-block=\"kb-adv-heading7_de2d17-b9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_de2d17-b9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_de2d17-b9[data-kb-block=\"kb-adv-heading7_de2d17-b9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_de2d17-b9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_de2d17-b9\">Step 1<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_a82ea0-0c, .wp-block-kadence-advancedheading.kt-adv-heading7_a82ea0-0c[data-kb-block=\"kb-adv-heading7_a82ea0-0c\"]{text-align:left;font-size:32px;font-weight:700;font-style:normal;color:#0d6b6e;}.wp-block-kadence-advancedheading.kt-adv-heading7_a82ea0-0c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_a82ea0-0c[data-kb-block=\"kb-adv-heading7_a82ea0-0c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_a82ea0-0c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_a82ea0-0c[data-kb-block=\"kb-adv-heading7_a82ea0-0c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_a82ea0-0c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_a82ea0-0c\">Apply Online<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_1ffc71-21, .wp-block-kadence-advancedheading.kt-adv-heading7_1ffc71-21[data-kb-block=\"kb-adv-heading7_1ffc71-21\"]{text-align:left;font-size:16px;font-weight:400;font-style:normal;color:#1a1a2e;}.wp-block-kadence-advancedheading.kt-adv-heading7_1ffc71-21 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_1ffc71-21[data-kb-block=\"kb-adv-heading7_1ffc71-21\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_1ffc71-21 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_1ffc71-21[data-kb-block=\"kb-adv-heading7_1ffc71-21\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_1ffc71-21 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_1ffc71-21\">Starting your application takes just a few minutes and can be done entirely online. There is no paperwork to gather and no branch to visit. We built our process to be simple and accessible for everyone.<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_3e2238-bf, .wp-block-kadence-advancedheading.kt-adv-heading7_3e2238-bf[data-kb-block=\"kb-adv-heading7_3e2238-bf\"]{text-align:left;font-size:16px;font-weight:400;font-style:normal;color:#1a1a2e;}.wp-block-kadence-advancedheading.kt-adv-heading7_3e2238-bf mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_3e2238-bf[data-kb-block=\"kb-adv-heading7_3e2238-bf\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_3e2238-bf img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_3e2238-bf[data-kb-block=\"kb-adv-heading7_3e2238-bf\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_3e2238-bf wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_3e2238-bf\">When you apply, we will ask for some basic information including your name, address, and either your Social Security number or ITIN. We use this information to verify your identity securely. No hard credit pull is required to get started.<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id7_09bcc1-d4 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7_09bcc1-d4 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7_09bcc1-d4 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id7_09bcc1-d4 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id7_09bcc1-d4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id7_09bcc1-d4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id7_09bcc1-d4 alignnone has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column7_2c0e2b-eb > .kt-inside-inner-col,.kadence-column7_2c0e2b-eb > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7_2c0e2b-eb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7_2c0e2b-eb > .kt-inside-inner-col{flex-direction:column;}.kadence-column7_2c0e2b-eb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7_2c0e2b-eb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7_2c0e2b-eb{position:relative;}@media all and (max-width: 1024px){.kadence-column7_2c0e2b-eb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7_2c0e2b-eb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7_2c0e2b-eb\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7_50bb17-dc, .wp-block-kadence-advancedheading.kt-adv-heading7_50bb17-dc[data-kb-block=\"kb-adv-heading7_50bb17-dc\"]{text-align:left;font-size:14px;font-weight:700;font-style:normal;color:#f5a623;}.wp-block-kadence-advancedheading.kt-adv-heading7_50bb17-dc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_50bb17-dc[data-kb-block=\"kb-adv-heading7_50bb17-dc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_50bb17-dc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_50bb17-dc[data-kb-block=\"kb-adv-heading7_50bb17-dc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_50bb17-dc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_50bb17-dc\">Step 2<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_5ab915-e9, .wp-block-kadence-advancedheading.kt-adv-heading7_5ab915-e9[data-kb-block=\"kb-adv-heading7_5ab915-e9\"]{text-align:left;font-weight:700;font-style:normal;color:#0d6b6e;}.wp-block-kadence-advancedheading.kt-adv-heading7_5ab915-e9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_5ab915-e9[data-kb-block=\"kb-adv-heading7_5ab915-e9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_5ab915-e9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_5ab915-e9[data-kb-block=\"kb-adv-heading7_5ab915-e9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_5ab915-e9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_5ab915-e9\">Get Your Decision<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_073da6-fb, .wp-block-kadence-advancedheading.kt-adv-heading7_073da6-fb[data-kb-block=\"kb-adv-heading7_073da6-fb\"]{text-align:left;font-size:16px;font-weight:400;font-style:normal;color:#1a1a2e;}.wp-block-kadence-advancedheading.kt-adv-heading7_073da6-fb mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_073da6-fb[data-kb-block=\"kb-adv-heading7_073da6-fb\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_073da6-fb img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_073da6-fb[data-kb-block=\"kb-adv-heading7_073da6-fb\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_073da6-fb wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_073da6-fb\">Once we receive your application we get to work. Unlike traditional lenders who rely solely on your credit score, we use alternative data sources to evaluate your full financial picture. This includes your income, cash flow, and employment history.<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_5595b2-d1, .wp-block-kadence-advancedheading.kt-adv-heading7_5595b2-d1[data-kb-block=\"kb-adv-heading7_5595b2-d1\"]{text-align:left;font-size:16px;font-weight:400;font-style:normal;color:#1a1a2e;}.wp-block-kadence-advancedheading.kt-adv-heading7_5595b2-d1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_5595b2-d1[data-kb-block=\"kb-adv-heading7_5595b2-d1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_5595b2-d1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_5595b2-d1[data-kb-block=\"kb-adv-heading7_5595b2-d1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_5595b2-d1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_5595b2-d1\">We will reach out to you with a decision as quickly as possible. If approved, we will present you with your loan offer including your loan amount, term, and rate. You are under no obligation to accept.<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id7_8674d4-94 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7_8674d4-94 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7_8674d4-94 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id7_8674d4-94{background-color:#f4f7f6;}.kb-row-layout-id7_8674d4-94 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id7_8674d4-94 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id7_8674d4-94 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id7_8674d4-94 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column7_84b44c-86 > .kt-inside-inner-col,.kadence-column7_84b44c-86 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7_84b44c-86 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7_84b44c-86 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7_84b44c-86 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7_84b44c-86 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7_84b44c-86{position:relative;}@media all and (max-width: 1024px){.kadence-column7_84b44c-86 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7_84b44c-86 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7_84b44c-86\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7_5e50a7-43, .wp-block-kadence-advancedheading.kt-adv-heading7_5e50a7-43[data-kb-block=\"kb-adv-heading7_5e50a7-43\"]{text-align:left;font-size:14px;font-weight:700;font-style:normal;color:#f5a623;}.wp-block-kadence-advancedheading.kt-adv-heading7_5e50a7-43 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_5e50a7-43[data-kb-block=\"kb-adv-heading7_5e50a7-43\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_5e50a7-43 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_5e50a7-43[data-kb-block=\"kb-adv-heading7_5e50a7-43\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_5e50a7-43 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_5e50a7-43\">Step 3<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_e448a3-c9, .wp-block-kadence-advancedheading.kt-adv-heading7_e448a3-c9[data-kb-block=\"kb-adv-heading7_e448a3-c9\"]{text-align:left;font-size:32px;font-weight:700;font-style:normal;color:#0d6b6e;}.wp-block-kadence-advancedheading.kt-adv-heading7_e448a3-c9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_e448a3-c9[data-kb-block=\"kb-adv-heading7_e448a3-c9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_e448a3-c9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_e448a3-c9[data-kb-block=\"kb-adv-heading7_e448a3-c9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_e448a3-c9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_e448a3-c9\">Drive &amp; Build Credit<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_640907-5e, .wp-block-kadence-advancedheading.kt-adv-heading7_640907-5e[data-kb-block=\"kb-adv-heading7_640907-5e\"]{text-align:left;font-size:16px;font-weight:400;font-style:normal;color:#1a1a2e;}.wp-block-kadence-advancedheading.kt-adv-heading7_640907-5e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_640907-5e[data-kb-block=\"kb-adv-heading7_640907-5e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_640907-5e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_640907-5e[data-kb-block=\"kb-adv-heading7_640907-5e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_640907-5e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_640907-5e\">Once you accept your loan offer, we work with you and the dealership to finalize the financing. After that, you get behind the wheel and start your journey. Every payment you make is reported to all three major credit bureaus \u2014 Equifax, Experian, and TransUnion.<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_5752c6-c9, .wp-block-kadence-advancedheading.kt-adv-heading7_5752c6-c9[data-kb-block=\"kb-adv-heading7_5752c6-c9\"]{text-align:left;font-size:16px;font-weight:400;font-style:normal;color:#1a1a2e;}.wp-block-kadence-advancedheading.kt-adv-heading7_5752c6-c9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_5752c6-c9[data-kb-block=\"kb-adv-heading7_5752c6-c9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_5752c6-c9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_5752c6-c9[data-kb-block=\"kb-adv-heading7_5752c6-c9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_5752c6-c9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_5752c6-c9\">This means that every on-time payment is an opportunity to build your credit history and strengthen your financial profile. A loan with First Gen Loans is not just transportation, it is the foundation of your financial future.<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id7_df7638-70 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7_df7638-70 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7_df7638-70 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id7_df7638-70{background-color:#1a1a2e;}.kb-row-layout-id7_df7638-70 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id7_df7638-70 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id7_df7638-70 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id7_df7638-70 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column7_ac6e4f-88 > .kt-inside-inner-col,.kadence-column7_ac6e4f-88 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7_ac6e4f-88 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7_ac6e4f-88 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7_ac6e4f-88 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7_ac6e4f-88 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7_ac6e4f-88{position:relative;}@media all and (max-width: 1024px){.kadence-column7_ac6e4f-88 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7_ac6e4f-88 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7_ac6e4f-88\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7_9ac53d-d0, .wp-block-kadence-advancedheading.kt-adv-heading7_9ac53d-d0[data-kb-block=\"kb-adv-heading7_9ac53d-d0\"]{text-align:center;font-size:36px;font-weight:700;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7_9ac53d-d0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_9ac53d-d0[data-kb-block=\"kb-adv-heading7_9ac53d-d0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_9ac53d-d0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_9ac53d-d0[data-kb-block=\"kb-adv-heading7_9ac53d-d0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_9ac53d-d0 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading7_9ac53d-d0\">Ready to Get Started?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7_9c9a28-4c, .wp-block-kadence-advancedheading.kt-adv-heading7_9c9a28-4c[data-kb-block=\"kb-adv-heading7_9c9a28-4c\"]{text-align:center;font-size:18px;font-weight:400;font-style:normal;color:#f4f7f6;}.wp-block-kadence-advancedheading.kt-adv-heading7_9c9a28-4c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7_9c9a28-4c[data-kb-block=\"kb-adv-heading7_9c9a28-4c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7_9c9a28-4c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7_9c9a28-4c[data-kb-block=\"kb-adv-heading7_9c9a28-4c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7_9c9a28-4c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7_9c9a28-4c\">The process is simple, fast, and designed for you. Apply today and take the first step toward your American dream.<\/h2>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns7_bd37e9-65{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns7_bd37e9-65 .kt-button{font-weight:normal;font-style:normal;}.kt-btns7_bd37e9-65 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns7_bd37e9-65 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns7_bd37e9-65 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns7_bd37e9-65 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns7_bd37e9-65 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns7_bd37e9-65 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns7_bd37e9-65 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns7_bd37e9-65\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn7_ec429b-dd.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn7_ec429b-dd.kb-button{color:#1a1a2e;background:#f5a623;font-size:var(--global-kb-font-size-lg, 2rem);font-weight:700;border-top-left-radius:6px;border-top-right-radius:6px;border-bottom-right-radius:6px;border-bottom-left-radius:6px;}<\/style><a class=\"kb-button kt-button button kb-btn7_ec429b-dd kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-kadence-singlebtn\" href=\"https:\/\/firstgenloans.com\/apply\"><span class=\"kt-btn-inner-text\">Start My Application<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We are currently in our pre-launch phase and will begin accepting applications upon receiving our Illinois CILA license. Submit your information below to join our waitlist and be among the first to apply. How It Works Getting an auto loan with First Gen Loans is simple, fast, and designed with you in mind. Here is&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"featured_image_src":null,"featured_image_src_square":null,"_links":{"self":[{"href":"https:\/\/firstgenloans.com\/es\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/firstgenloans.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/firstgenloans.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/firstgenloans.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/firstgenloans.com\/es\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":0,"href":"https:\/\/firstgenloans.com\/es\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"wp:attachment":[{"href":"https:\/\/firstgenloans.com\/es\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}